Our Valencia office invites you to visit and meet our financial advisors to see what our full-service team can provide. Our Valencia team designs personalized portfolios that aim to balance growth potential with risk management, contributing to your financial future goals. A recent survey found that 24 percent of workers are very confident about having enough [...] But your finances shouldn’t be ignored. Get a written Financial Plan and a financial advisor to work with you side-by-side as you pursue all your goals in life. Don’t leave your financial goals and dreams to chance.
Fiduciary Duty: Choose a Fiduciary Advisor
I became a Financial Advisor over 20 years ago to help people pursue their financial and life goals. Gave 5 Stars, 12-time Grammy nominated recording artist It has been a wonderful experience working with you. It is so important for a music artist to find someone they can trust to look after their money and royalties so I can focus on my music. We appreciate his expertise and professionalism in handling our account. He takes the time to really listen to my concerns and ideas, and always offers thoughtful estate protection services recommendations to make them even bette


You can choose multiple beneficiaries and dictate how you want your estate divided up. Selecting beneficiaries and recording how you want your estate to be distributed among them can help prevent a legal battle between your beneficiaries. This will help you take stock of exactly what you have to pass on to heirs and document key information so your family has a record of accounts and property. Discussing the end of life and what happens to your assets is never an easy conversation to have, especially with family. Consult your tax, legal, or accounting estate protection services professional regarding your individual situation. Guardian, its subsidiaries, agents, and employees do not provide tax, legal, or accounting advic


State plans are unable to ensure that employers contribute toward their employees’ retirement. Ten states have enacted laws designed to improve retirement security, and many more have introduced legislation (AARP 2019). The push for a federal retirement plan builds on activity in the states. By keeping things simple and leveling the playing field, the GRA plan helps small businesses remain competitive while still providing a retirement benefit for all employee


Learn the differences between Guaranteed Investment Contracts and annuities, including principal protection and fixed interest products. Learn how to compare annuity performance the right way by focusing on contractual guarantees, income payouts, and guaranteed interest rates. Learn what the participation rate in an Indexed Annuity means, how it limits growth, and why these annuities were designed to compete with CDs. The best choice depends on contractual guarantees, financial strength, and your estate protection services specific retirement goals. If you are not buying them for contractual guarantees, you are buying a sales pitch that will not hold u


Our platform helps you handle the details confidently, no matter where life takes you. Our intelligent platform keeps everything organized, updated, and ready — so your loved ones never face the burden alone. Your complete plan to protect and transfer your assets.
Our estate planning platform: Connecting generation


By having a steady cash flow you can count on, you can have greater peace of mind knowing you won’t outlive your savings. Adding an annuity to an overall retirement plan can help protect against longevity risk by providing a guaranteed stream of income. Guaranteed retirement income can come from several sources, like Social Security, pensions and annuities, and can provide a "paycheck" that helps you cover basic living expenses, while also funding other goals like travel or renovating your hom


It is not intended to provide specific investment advice and should not be construed as an offering of securities or recommendation to invest. The information provided represents the opinion of U.S. U.S. Bank and its representatives do not provide tax or legal advice. Your financial professional will work with you and your tax and legal advisors to help you build an estate planning strategy that works for your needs and secures your legacy. Certain milestones should motivate you to talk with a financial professional estate protection services about reviewing the details of your will or trust.
Are you married?
It’s important to update these documents on a regular basis to ensure they reflect your current assets and wishes. The will ensures that any assets not titled in the name of the trust upon your death will pour over into the trust and be distributed according to its terms. Typically, if you choose to include a trust in your estate plan, you’ll have a will drafted at the same time. Many people need both a will and a living trust (or a pour-over will with a trust), but a living will serves an entirely different purpose from either. Talk with your family, friends and physicians to make sure everyone understands your wishes, and then have the living will prepared, signed and notarized. A living will lifts the emotional burden from your loved ones by providing clear guidance on crucial medical decision